When operating a trophy store, getting business insurance coverage to protect your store should be top priority.
General liability insurance protects your business from financial strife of customer's legal or medical costs for injuries while on your business’s property. This will cover your legal defense and the costs associated with the loss if you are found liable, up to your policy limits.
Property damage, whether it is from fire, extreme weather conditions, or natural disasters, flood from severe rainstorm, property insurance would cover the cost of repairing or replacing your business-related property including structural damage to your building and the business materials you store there.
Workers compensation insurance is required by law in most states of the US. If an employee is injured in a work related accident, workers compensation will pay for their medical care and recovery expenses. Your business will also not be responsible for the damages or sued by your employee.
Professional Liability insurance is also referred to as Errors and Omissions insurance. This insurance provides coverage in the event that a business is held legally liable for damages which are cause by your improper advice or negligence.
You would probably face a serious loss of income if you were without your custom engraving equipment. As a result, you might have to refuse or delay new orders. It covers certain costs associated with accidental breakdown of essential machinery or equipment.
Vehicle used for business operation such as sending deliveries to client’s homes or picking up supplies should be covered by this coverage option. Business auto insurance provides coverage against accidents, theft, or vandalism while using your vehicle for business purposes.
The risks for a trophy store can be very wide because of the many different exposures involved with your business activities. If you own a trophy shop, you need comprehensive business insurance coverage that is tailored to your unique needs. Without it, a small fire or even a slip and fall incident in your store could bankrupt you.
Any number of adverse events can impact your trophy shop and lead to a devastating financial loss. Having the right insurance coverage can help your business grow and thrive.
Running a trophy store without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the trophy store insurances, and specifically designed to meet the needs of our customers.
At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.
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