Commercial protection
Business Owners Policy (BOP) quotes
Package combining liability and commercial property for eligible working-business risks.
A BOP packages general liability with commercial property and often business income for eligible small commercial risks. Eligibility is class- and size-driven.
Restaurants, shops, offices, and many service businesses ask for BOP first. Some trades and larger schedules leave BOP territory — describe the operation so we can route the desk.
Eligibility for a BOP is class- and size-driven. Restaurants, shops, and offices that fit may get liability, property, and business income in one package; larger or specialty schedules may need monoline structures.
Construction, occupancy, protection, and exposure still drive underwriting inside a BOP. Vacant or lightly occupied buildings need an honest story on the form.
Cross-link classes for industry pathways and state hubs in the city directory, then open Get a Quote. Timing can take 1–2 business days after a complete request.