When operating a plumbing business, getting business insurance coverage to protect your company should be top priority.
General liability insurance protects your business from financial strife of customer's legal or medical costs for injuries while on your business’s property. The policy will cover your legal defense and the costs associated with the loss if you are found liable, up to your policy limits.
Property damage, whether it is from fire, extreme weather conditions, or natural disasters, flood from severe rainstorm, property coverage insurance would cover the cost of repairing or replacing your business-related property including structural damage to your building and the business materials you store there.
Workers compensation insurance is required by law in most states of the US. If an employee is injured in a work related accident, workers compensation will pay for their medical care and recovery expenses. Your business will also not be responsible for the damages or sued by your employee.
Imagine the impact to your business if your equipment gets damaged, lost or stolen.This coverage can help pay for repair or replacement of a contractor’s tools and equipment if they are lost, stolen, or damaged.
Your plumbing business likely stores confidential information about customers and employees, which can include contact details, payment information and social security numbers. If this information is lost or stolen, it could leave your plumbing business vulnerable to lawsuits and a damaged reputation.
Hauling lots of heavy tools and equipment to customers’ homes is a normal part of the plumbing business. Commercial auto insurance covers vehicular damages and medical expenses that occur while the vehicle is used for work-related task, whether they are driven by you personally or by your workers.
Whether you’re a residential or commercial plumber, you face unique risks while installing and repairing plumbing systems. Plumbing insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors. Adequate protection is essential since one small mistake or accident could result in damages that drain a small business’s finances beyond recovery.
Every business faces the possibility of a claim. Owning your own plumbing business gives you a measure of economic security, since plumbing services are needed somewhere on a daily basis. Having the right insurance coverage can help your business grow and thrive.
Running a plumbing business without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the plumbing business insurances, and specifically designed to meet the needs of our customers.
At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.
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