Business Insurance Agency in USA

Business Insurance

Workers Compensation Insurance

Business Auto Insurance in USA

Commercial Auto Insurance

Coverage Options Available For Gyms

When operating a gym, getting business insurance coverage to protect your gym should be top priority.

General Liability

General liability insurance protects your business from financial strife of customer's legal or medical costs for injuries while on your business’s property. This will cover your legal defense and the costs associated with the loss if you are found liable, up to your policy limits.

Property Damage

Property damage, whether it is from fire, extreme weather conditions, or natural disasters, flood from severe rainstorm, property insurance would cover the cost of repairing or replacing your business-related property including structural damage to your building and the business materials you store there.

Workers Compensation

Workers compensation insurance is required by law in most states of the US. If an employee is injured in a work related accident, workers compensation will pay for their medical care and recovery expenses. Your business will also not be responsible for the damages or sued by your employee.

Professional Liability

Professional liability insurance, also called errors and omissions protects gyms in lawsuits where a client says they were given the wrong advice or training program by covering your legal defense.

Cyber Liability

Cyber insurance coverage is protection against damages that can result from cyber threats and data breaches. If you store digital data, such as customers' credit card info for recurring payments, you might need this coverage.

Commercial Auto

If your gym provides vehicles for your employees in order to attend events or hold personal training sessions at other locations, you will need a commercial auto insurance coverage. This coverage pay for vehicle damage and medical expenses that occur while the vehicle is used for work-related task.

Why Gym Insurance?

A gym owner who has a physical facility needs gym insurance that is underwritten specifically for the types of equipment and classes the gym provides. Gym owners need to protect property so that they can get back to business quickly after a fire, theft, or vandalism. Additionally, gym owners need to protect themselves from lawsuits from patrons who get hurt while at the gym.

Every business faces the possibility of a claim. However, the nature of the physical activity and the equipment in a gym makes it more prone to risk. Having the right insurance coverage can help your business grow and thrive.

About Us

Running a fitness business without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the gym insurances, and specifically designed to meet the needs of our customers.

At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.

Give Us A Call

Let us provide you with peace of mind so you can focus on doing what you do best.