Business Insurance Agency in USA

Business Insurance

Workers Compensation Insurance

Business Auto Insurance in USA

Commercial Auto Insurance

Coverage Options Available For Watch and Clock Shops

When operating a clock shop, getting business insurance coverage to protect your shop should be top priority.

General Liability

General liability insurance protects your business from financial strife of customer's legal or medical costs for injuries while on your business’s property. The policy will cover your legal defense and the costs associated with the loss if you are found liable, up to your policy limits.

Property Damage

Property damage, whether it is from fire, extreme weather conditions, or natural disasters, flood from severe rainstorm, property coverage insurance would cover the cost of repairing or replacing your business-related property including structural damage to your building and the business materials you store there.

Workers Compensation

Workers compensation insurance is required by law in most states of the US. If an employee is injured in a work related accident, workers compensation will pay for their medical care and recovery expenses. Your business will also not be responsible for the damages or sued by your employee.

Cyber Liability

Cyber liability insurance is necessary if you sell watches online. It helps you protect your business and your customers' privacy by paying for investigative expenses, notification expenses, future credit card and fraud monitoring services, your legal defense and settlements, even PR and other related expenses.

Jewelers Block

Jewelers block insurance covers not only your own watch inventory, but also the property of others entrusted to you i.e watches taken in for repairs, watches being sold on consignment. It covers items that are in transit - items on loan for a fashion show or photo shoot, items being sold at trade shows or special exhibitions.

Equipment Breakdown

Equipment breakdown coverage reimburses you when an essential piece of equipment goes down. If equipment that you need for designing, fixing, cleaning, or engraving watches breaks down, it covers the resulting property damage and lost income.

Why Watch Shop Insurance?

Any number of adverse events can impact your watch shop and lead to devastating financial losses. The goal of your business insurance is to protect you from these financial losses and allow you to continue to operate. Without it, a small fire or even a slip-and-fall incident in your watch store could bankrupt you.

Because you deal with highly valuable and easily portable merchandise, watch shops also face an increased risk of burglary and theft, and must be prepared for the resulting financial losses. Having the right insurance coverage can help your business grow and thrive.

About Us

Running a watch shop without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the watch and clock shop insurances, and specifically designed to meet the needs of our customers.

At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.

Give Us A Call

Let us provide you with peace of mind so you can focus on doing what you do best.