We find insurance options that can provide protection specifically tailored to your needs.
Public Liability insurance is important as it helps to protect you if a member of the public gets hurt or injured whilst on your premises.
Product liability insurance protects your business in the event of a claim caused due to your goods injuring or harming a third party; consider risks such as food poisoning or allergic reactions.
Employers’ liability insurance is a legal obligation to have if you employ permanent or temporary members of staff. As an employer it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees.
Business interruption insurance offers coverage that will replace your lost income and help to cover expenses if your business can’t maintain normal operations due to an insured loss.
If your bakery does deliveries, you’re going to need commercial auto insurance coverage. Commercial auto insurance coverage is designed to protect the company car, the employees who are driving it and any passengers inside.
Depending on the reason for the sudden and accidental breakdown of any equipments, equipment breakdown insurance coverage can ensure that your bakery is protected by helping to cover the repair or replacement costs.
If you own a bakery, patisserie or pastry shop - the simple answer is to help you get back to business in the event of an unexpected loss. The joys of being a bakery owner can be overshadowed by the risks that owning a business can give rise to, which is why a comprehensive insurance coverage option is key.
Risks of a bakery shop business include damage to equipment or the building itself, accidents that can occur indoors causing an employee or customer to become injured, or extreme weather conditions and natural disasters that lead to sufficient property damage. Obtaining bakery shop insurance is essential for the protection of your finances and the longevity of your business.
If your bakery business has transitioned into a brick-and-mortar storefront, it requires more sophisticated insurance needs and coverage. Our team has the expertise to understand what those needs are.
At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.
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