When operating an advertising company, getting business insurance coverage to protect your company should be top priority.
General liability insurance protects your business from financial strife of customer's legal or medical costs for injuries while on your business’s property. This will cover your legal defense and the costs associated with the loss if you are found liable, up to your policy limits.
Property damage, whether it is from fire, extreme weather conditions, or natural disasters, flood from severe rainstorm, property insurance would cover the cost of repairing or replacing your business-related property including structural damage to your building and the business materials you store there.
Workers compensation insurance is required by law in most states of the US. If an employee is injured in a work related accident, workers compensation will pay for their medical care and recovery expenses. Your business will also not be responsible for the damages or sued by your employee.
This policy, also called errors and omissions insurance, covers lawsuits related to your work, If a customer sues your business, claiming you made a mistake, professional liability insurance would cover your legal fees and any required settlement.
Even if you choose your employees carefully with background checks and verifying references, you still run the risk of dishonest employees. Losses by crimes including vandalism, theft, shoplifting and embezzlement by your employees and passersby are covered by obtaining crime insurance.
Vehicle used for business operation such as sending employees to client’s offices should be covered by business auto insurance. Business auto insurance provides coverage against accidents, theft, or vandalism while using your vehicle for business purposes.
Running an advertising agency is fast-paced and exciting. The hours can be long and the demands can be stressful, but the end results are all the reward you need. The risks for a advertising related business can be very wide because of the many different exposures involved with your business activities. With the right kind of business insurance coverage for advertising agencies as a safety net, you can focus on client campaigns with confidence.
Due to the nature of operating a business such as this, you’re exposed to a variety of risks as basic mistakes, unexpected disasters, and other potentially expensive problems.
Running an advertising business without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the advertising agency insurances, and specifically designed to meet the needs of our customers.
At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.
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