These coverage options can protect you, your employees and your business.
We help wholesale distributors address areas such as risks to buildings, business income, business personal property, computer equipment, accounts receivable, money and securities and more.
Our property insurance provides coverage for losses to your property, as well as legal liability that may result from injury or damage to the property of others. We also offer property extension endorsements specific to distributors.
Commercial auto coverage provides comprehensive protection for bodily injury and property damage caused by owned, hired and non-owned vehicles used for the business purposes.
General Liability insurance provides coverages that address amounts you may become legally obligated to pay as damages to third parties due to incidents such as slips, trips, or falls by customers on your premises or property damage to another's building or real estate holdings.
We offer Product Liability insurance to defend and indemnify you if a claim is made against you for selling a defective product that causes bodily injury or property damage to the property of others.
This coverage delivers protection against electrical injury and the breakdown of certain machinery and equipment that runs your physical plant and buildings, as well as interruption of utility services caused by an equipment breakdown at a utility.
Workers' Compensation insurance provides the necessary medical coverage and wage replacement for employees injured on the job. It also offers the services to help them remain on the job or return to work as soon as medically appropriate.
This coverage helps protect your company from lawsuits by employees and former employees. The types of claims that fall under this coverage may range from sexual harassment to wrongful termination.
Fidelity and Commercial Crime insurance is designed to help address losses stemming from employee dishonesty, forgery, robbery, burglary, computer fraud and other specified criminal acts. Our crime coverage has the most frequently requested coverage enhancements built into the policy at no additional cost.
As a food or beverage distributor, timing can mean everything. Whether it's employee injuries on the job, equipment malfunction that causes temperature drops in frozen or refrigerated items, or mistakes made by drivers, you face a host of challenges in ensuring your customers receive their products when they need them and at the optimal quality level.
You need a carrier who understands these unique risks and offers the coverage required to keep your business running strong. We find a wide variety of coverages that address your most prominent exposures, from supply chain interruption and fire protection systems, to employee safety and data network security.
Running a non-durable goods business without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the non-durable goods insurance, and specifically designed to meet the needs of our customers.
At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.
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