When operating a medical office, getting business insurance coverage to protect your office should be top priority.
General liability insurance protects your business from financial strife of customer's legal or medical costs for injuries while on your business’s property. The policy will cover your legal defense and the costs associated with the loss if you are found liable, up to your policy limits.
Property damage, whether it is from fire, extreme weather conditions, or natural disasters, flood from severe rainstorm, property coverage insurance would cover the cost of repairing or replacing your business-related property including structural damage to your building and the business materials you store there.
Workers compensation insurance is required by law in most states of the US. If an employee is injured in a work related accident, workers compensation will pay for their medical care and recovery expenses. Your business will also not be responsible for the damages or sued by your employee.
One of your biggest risks when operating a medical office is that of mistakes or errors made. In a medical office, this could be something like a malpractice lawsuit or an administrative or laboratory error. Cover these risks with a professional liability insurance policy.
Medical offices are exposed to a number of crimes, such as medications or money being stolen, including embezzlement of income from employees who work in accounting or bookkeeping, as well as fraudulent activity committed by your patients. Protect your business from crimes like these with a crime insurance.
Vehicle used for business operation such as picking up medication and supplies should be covered by business auto insurance. Business auto insurance provides coverage against accidents, theft, or vandalism while using your vehicle for business purposes.
Medical offices are staffed by nurses, doctors and physicians of all different specialties. The risks for a medical office include liability for injuries occurring in the office, unexpected events causing damage to the property, and crimes occurring by the employees. Protect your business from risks by getting medical office business insurance.
Owning a medical office is a great responsibility. Your primary business is to provide the best medical treatment and care that you can for your patients. Any number of adverse events can impact your medical office and lead to devastating financial losses. The goal of your business insurance is to protect you from these financial losses and allow you to continue to operate.
Running a medical office without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the medical office insurances, and specifically designed to meet the needs of our customers.
At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.
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