We find insurance options that can provide protection specifically tailored to your needs.
General liability is designed to protect you from unexpected events and accidents. Whether it's a customer burning his leg from company's lawn mowers or a neighbor having severe allergy attack due to landscaping activities, General liability covers against problems of this sort.
Commercial property insurance covers assets such as your building, equipment, tools, or nursery inventory of plants, trees, and shrubbery. Property Insurance may cover your business for losses due to fire, theft, vandalism, and other covered events.
Workers compensation insurance covers work-related injuries, medical bills, and wage replacement for employees who suffer work-related injuries or illnesses.
Most landscaping businesses own a vehicle, such as a van or truck, Commercial vehicle insurance pays for claims to third-parties for injuries or property damage and covers your vehicle for repairs after an at-fault accident.
Professional liability insurance, also referred to as “errors and omissions” coverage, covers damages due to your failure to provide the services that you were contracted to do or mistakes made in providing the contracted services. It can also cover lawsuit costs when a client sues you over your services or advice.
Inland marine insurance covers your equipment, tools, and supplies in transit from one job to another or while delivering your landscaping products, such as plants and trees, to a client. Inland marine insurance is needed to cover assets taken off-premises.
Lawn care businesses face highly unique risks based on the kind of services they specialize in, the location they serve, and the type of projects they take on. With so much at stake, you need business insurance that keeps you protected - all while being affordable and flexible.
Landscapers and other various lawn care businesses are often exposed to risks that can lead to accidents and financial loss. Most of your work is performed at the customer's location by your employees. With multiple locations, clients and employees there is big potential for risk. Landscaping insurance coverage can protect your business from the potentially devastating effects that can result from those risks.
Running a landscaping business without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the lawn care and landscaping insurances, and specifically designed to meet the needs of our customers.
At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.
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