When operating a carpentry business, getting business insurance coverage to protect your business should be top priority.
General liability insurance protects your business from financial strife of customer's legal or medical costs for injuries while on your business’s property. The policy will cover your legal defense and the costs associated with the loss if you are found liable, up to your policy limits.
Property damage, whether it is from fire, extreme weather conditions, or natural disasters, flood from severe rainstorm, property coverage insurance would cover the cost of repairing or replacing your business-related property including structural damage to your building and the business materials you store there.
Workers compensation insurance is required by law in most states of the US. If an employee is injured in a work related accident, workers compensation will pay for their medical care and recovery expenses. Your business will also not be responsible for the damages or sued by your employee.
Professional liability insurance can cover damages in the event your carpentry business is found liable. Unsturdy structures that break and cause injury or projects that are simply dissatisfactory are potential liabilities for a carpenter.
If you prefer to save on rent and operate out of your own house, your standard home insurance may not cover episodes that arise in the context of your business’s operations. A home-based business policy can cover commercial-oriented accidents that occur in your home business.
Commercial Auto Insurance protects your business if you or one of your employees causes injury or damage to someone else while driving a business vehicle or while driving for business purposes. It also protects vehicles owned by your business from damage or theft.
Whether you’re building houses, cabinets, or something entirely different, there are unique risks that affect professionals in the carpentry industry. Along with proper safety precautions and good training, one of the best ways that carpenters can protect themselves is by having carpenter insurance.
Carpenter insurance protects tradesmen such as framers, flooring contractors and cabinet makers from financial liabilities caused by injuries and property damage. A single accident might be difficult to overcome without the necessary coverage in place. Having the right insurance coverage can help your business grow and thrive.
Running a carpentry business without insurance is taking a mighty huge risk. Our broad, tailored coverage options and enhancements are based on our deep knowledge and experience in the carpenter insurances, and specifically designed to meet the needs of our customers.
At Business Insurance Agency, we will take the time to get to know your business and assess the risks involved in your business, and can assist you with the right coverage options you need at an affordable price.
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